Over the past couple of weeks, many customers have asked if refinancing is a good option. Q1: Can I refinance now since the interest rates are low? It depends on two key factors. 1) The interest rate on the current mortgage 2) The number of years left to pay off the mortgage Q2: Will there …
CARES (Coronavirus Aid, Relief, and Economic Security) ACT protects homeowners with mortgages. Q1: If a homeowner is encountering hardship due to COVID-19, can they not pay the monthly mortgage? ANSWER: Yes, based on the mortgage type. Q2: What are the mortgage type(s) that provides protection? ANSWER: Federally back mortgages Q3: Do I have to know …
Over the last couple of weeks, our office has received several questions from our buyer clients. This blog is a compilation of their question and our response. Q1: Is know a good time to buy a property? A1: Anytime is a good time provided to procure a property as long one plan to hold the …
I wanted to narrate a phone call that I received from an excellent client of mine. CLIENT: Poogle, I replaced the roof (luxury rentals) in August of 2019, and it is leaking now (mid-March 2020). I have called the roofing company multiple times and have not heard back from them. What should I do? POOGLE: …
Costs In general, natural wood is the most expensive, followed by Engineered timber, luxury vinyl planks, and laminates. In terms of labor cost, nail down is the most expensive, followed by laminate and luxury vinyl planks. Conclusion Wood flooring adds a great touch to one property. An excellent way to shop is to visit exclusive …
Manufactured – There two types 1) Laminate 2) Luxury Vinyl Planks Laminate – a Highly durable material that is scratch resistant with many colors and textures. Most Laminates are floated on the floor and will need an underlayment is required to reduce the noise. From a maintenance point of view, these relatively more straightforward when …
Introduction One of the home improvement projects that will most likely return $1 for $1 is adding hardwood flooring. Not only will one enjoy the beauty and warmth of these wood flooring, but gain an advantage when it is time to sell the property. In this three-part blog series (Part-1), we will discuss types of …
The answer is probably no if you are buying your fourth or fifth new home. A new home purchase is a complex process involving many entities like the builder, designer, architect, lender, title company and inspectors. The onsite sales representative/counselor is an employer of the builder, and his/her loyalty is only to his employer NOT …
Seems to be a simple question to answer. In theory, when one holds a real estate, it means the land, the improvements to the land (structure), the space above and the minerals beneath the land. In some cases, minerals rights might be owned by one or more individuals or a corporation. What this means is …
Listen to Poogle discuss different mortgage types in simple and easy terms. If you are in the process of purchasing your home, this is a must-see video blog.