Over the past couple of weeks, many customers have asked if refinancing is a good option. Q1: Can I refinance now since the interest rates are low? It depends on two key factors. 1) The interest rate on the current mortgage 2) The number of years left to pay off the mortgage Q2: Will there …
CARES (Coronavirus Aid, Relief, and Economic Security) ACT protects homeowners with mortgages. Q1: If a homeowner is encountering hardship due to COVID-19, can they not pay the monthly mortgage? ANSWER: Yes, based on the mortgage type. Q2: What are the mortgage type(s) that provides protection? ANSWER: Federally back mortgages Q3: Do I have to know …
Costs In general, natural wood is the most expensive, followed by Engineered timber, luxury vinyl planks, and laminates. In terms of labor cost, nail down is the most expensive, followed by laminate and luxury vinyl planks. Conclusion Wood flooring adds a great touch to one property. An excellent way to shop is to visit exclusive …
Texas law allows homeowners to file for Homestead Exemption on your primary residence if you purchased the home in 2019 and occupied the house as your primary home as on January 1, 2020. It allows $25000 to be taken off from the assessed value on your property, saving money on the property taxes. For example, …
If you are in the market planning to put your home on the market, then consider THREE things that could help. NO 1 REPAIRS If there are things you knew needed repair but kept postponing, then now is a time to repair them. For example, it could be water dripping at the faucet, commode, faulty …
The answer is probably no if you are buying your fourth or fifth new home. A new home purchase is a complex process involving many entities like the builder, designer, architect, lender, title company and inspectors. The onsite sales representative/counselor is an employer of the builder, and his/her loyalty is only to his employer NOT …
Seems to be a simple question to answer. In theory, when one holds a real estate, it means the land, the improvements to the land (structure), the space above and the minerals beneath the land. In some cases, minerals rights might be owned by one or more individuals or a corporation. What this means is …
During winter most of the contractors have significant downtime due to lower construction activity. Hence it may be a perfect time to consider indoor home improvement projects. A few projects to consider are: 1) Upgrading Flooring 2) Upgrading Kitchen C-Top and Cabinets 3) Upgrading Master Bath 4) Painting the walls 5) Painting the garage floor …
Listen to Poogle discuss different mortgage types in simple and easy terms. If you are in the process of purchasing your home, this is a must-see video blog.