One of the modern invention that is simple yet powerful is a p-trap. As the schematic indicates, it is shaped like alphabet U and commonly seen under sinks, toilets, etc. The wastewater drains through the sink and flows through the p-trap into the sewer line. The decomposition of solids in the wastewater release gas that …
R22 is a commonly used refrigerant that has been used in the HVAC system manufactured before 2010. R22 is considered an ozone-depleting substance and therefore regulated by the EPA. Per the EPA, as of Jan 1, 2020, the US will stop manufacturing R22 and prohibit the installation of new appliances that require the use of …
Rental properties are a high investment class for those considering passive income. These are regarded as passive income as one has the option to continue full-time employment while managing these assets with a minimal time commitment. What is the investment model? Consider purchasing a single-family residential at $200K with a 25% downpayment; the monthly P.I.T.I. …
Owning a home is a great opportunity that comes with many advantages. A significant percentage of homebuyers opting to finance, in this blog, we will provide the TOP THREE DON’Ts BEFORE CLOSING Do not apply for new credit Do not change jobs Do not transfer large amounts of money to your bank account without a …
A new TEXAS law that took effect on August 7, 2019, considers paying the of the deductible by the roofing contractor is a violation and may include $2000 fine and up to six months in jail. When the policyholder makes, an insurance claim has to pay the deductible first, and the insurance company pays the …
Mortgage interest rates hit an all-time low during the first week of Setempber 2019 for the last one year. The interest rate has fallen at least 1% lower than it was during the same period the previous year. A lower rate will undoubtedly benefit a homeowner as monthly Principal and Interest (P&I) will be lowered. …
When buyers are shopping for a mortgage, they wonder which is a better term, i.e., going with 15 years or 30 years note. The answer depends on the buyer financial situation. Indeed, a 15 years term will have a lower interest rate but higher monthly principal and interest (P&I). On the contrary, a 30 years …
Many homeowners that I meet ask if building a swimming pool is worth an investment where they can recoup cost when it is time to sell. #1 Decide on the purpose. If the aim is for the family to use and enjoy the pool, then equating investment return will not make sense. #2 Neighborhood pools. …
MUD is an acronym used for Municipal Utility District, and PID is an acronym used for Planned Improved District. These are special purpose taxation vehicles used for financing new or developing areas to fund the infrastructure like water-related infrastructure, utilities, parks, and, etc., MUD can be created by a majority of owners or by developers …
Your dream to move is only days away, and you are very excited. Rightfully so as you searched for many homes, made an offer, went through the process of applying for the mortgage, etc., There is one crucial process right before closing called buyers’ final walkthrough. What is buyers’ final walk-through? As the name states …